非洲的加密货币领导者：2023 年举措亮点

非洲已经成为对加密货币有着浓厚兴趣的大陆。

它拥有世界上最年轻、增长最快的人口，具有巨大的数字资产采用潜力。

根据 BitcoinAfrica.io 的数据，南非、尼日利亚、津巴布韦、肯尼亚和加纳是采用比特币（BTC）的前五个非洲国家，对数字货币的需求最大，当地加密货币社区也最活跃。

2023 年，非洲各国政府采取了许多加密货币举措。

Cointelegraph 通过非洲加密货币举措、非洲国家的采用率、新法规以及企业接受加密货币交易的程度来回顾这一年。

南非

南非在加密货币监管方面取得了重大进展，仅次于中非共和国。

南非的监管举措包括自 2018 年起对加密货币征税并将其视为数字资产。

南非广告监管委员会为加密货币行业制定了一项新条款，以保护消费者免受不道德广告的侵害，该国金融监管机构金融部门行为监管局宣布，所有加密货币交易所必须在 2023 年底前获得许可证。

大家好消息！

CryptoQR 现已在南非所有 Pick-n-Pay 商店活跃，包括 PnP 快递店和服装店！

您还可以购买通话时间和电力、飞机和巴士票，并在收银台使用#Bitcoin 支付市政账单！

pic.twitter.com/3hVhgIJdTb

— CryptoQR ️ (@CryptoConverted) 2023 年 2 月 1 日

南非杂货零售商 Pick n Pay 在 39 个地点进行了为期三个月的试点测试后，也将在其所有 1,628 家商店中接受比特币。

尼日利亚

尽管尼日利亚的全国互联网普及率仅为 40%，并且自 2021 年 2 月以来政府禁止银行进行加密货币交易，但尼日利亚在加密货币采用方面仍处于世界领先地位。

它在全球加密货币采用指数中排名第二，仅次于印度，年轻且精通技术的人口越来越多地转向加密货币来满足他们的财务需求。

在尼日利亚，加密货币的采用更加多元化。

加密货币通常是进行金融交易的最有效方式。

然而，尼日利亚广泛采用加密货币要归功于货币对冲、国际贸易和汇款。

尼日利亚中央银行（CBN）取消了对尼日利亚银行促进加密货币交易的限制。

CBN 认识到，全球加密货币需求和采用的不断增长使得在 2021 年维持对金融机构施加的严格限制是不合理的。

The Nigerian Securities and Exchange Commission (SEC) has started processing crypto exchange and custodian license applications. However, many popular exchanges, like Binance, have not receiveda license.Despite this, many peer-to-peer exchanges operate in Nigeria today.

The Nigerian SEC also set up an eight-month regulatory sandbox for various crypto service providers and signals support for tokens based on assets like equity, debt or property known as real-world assets tokenization efforts, except for cryptocurrencies like Bitcoin and Ether (ETH).

In May, Nigeria’s former President Muhammadu Buharisigned the Finance Act, 2023, into law. The act introduces a 10% tax on gains from the disposal of digital assets, including cryptocurrencies.

Kenya

Cryptocurrency adoption has gained traction in Kenya, positioning the East African nation as a potential technology hub in Africa.

In May, according to a newly introduced bill, Kenyan lawmakers considered introducing a 3% tax on cryptocurrency and nonfungible token transfers and a 15% tax on monetized online content. In the same month, the Kenyan government inked a deal with Abu Dhabi-based blockchain platform Venom Foundation to launch a blockchain and Web3 hub in Africa.

Kenya will now tax - crypto- monetised online content pic.twitter.com/1mlJ5dXt83

— Mpumelelo Ndiweni (@mpumiglobal) May 4, 2023

Kenya might become the first country in the world where the industry’s representatives develop the regulatory framework for crypto. In November, the Blockchain Association of Kenya announced that the National Assembly’s Departmental Committee on Finance and National Planning has directed it to prepare the first draft of “what could become a virtual asset service provider’s bill.”

Central African Republic

The Central African Republic (CAR) has made significant progress in cryptocurrency regulation, making it one of the most active in crypto innovation. In the spring of 2022, the CAR became the first African country to adopt Bitcoin as legal tender. However, this was shortlived as the government began its crypto token project, Sango Coin, days after the Bitcoin law was enacted.

In January 2023, the CAR set up a 15-member committee responsible for drafting a bill on using cryptocurrencies and tokenization in the region.

In August 2023, the CARextended its Sango blockchain project to tokenize its land and natural resources.

Ghana

Ghana has quietly emerged as a noteworthy player in the cryptocurrency space. With minimal government or central bank interference, Ghana has embraced cryptocurrencies without significant regulatory hurdles.

In a report released by blockchain analytics platform Chainalysis, researchers found that Ghana has the potential to achieve crypto adoption levels similar to Kenya and Nigeria, countries that ranked 11th and 19th in the analytics firm’s Global Crypto Adoption Index.

据报道，加纳证券监管机构已成立一个特别工作组，预计将帮助其提高监管加密资产的能力。

加纳居民继续交易和投资加密货币，迫使监管机构思考保护加密用户的方法。

虽然加纳证券监管机构尚未制定任何加密货币监管规定，但政府并未禁止。

这就是非洲加密货币领导者和 2023 年出现的发展的总结。随着非洲对加密货币的兴趣和贡献继续快速发展，2024 年看起来也将充满新的发展。

杂志：比特币在塞内加尔：为什么这个非洲国家使用比特币？

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