加密货币现货交易与保证金交易——有什么区别？

关键要点：

• 保证金交易使用户能够以其持有的资产为抵押借入资金，以进行杠杆多头或空头头寸。

• 杠杆交易放大了风险和回报：用户可能会大大加快获利速度，但同样，在最坏的情况下，可能会比现货交易更快地损失所有初始投资。

• 保证金交易的好处最能在知情和审慎的投资者手中实现，投资者积极使用可用的风险管理工具（如止损限价单）从杠杆敞口中获益，同时保护自己的投资组合免受损失。

这是一般性声明。此处提及的产品和服务可能不适用于您所在的地区。

什么是现货交易？

现货交易

在现货交易中，加密货币可以在买卖加密货币的市场参与者之间进行现货交易。支持现货交易的交易所（如币安）由买卖双方组成，他们就买卖价格达成一致以促成交易。

由于加密货币交易所全天候在线运营，因此这些交易可以在一天中的任何时间、世界任何地方进行。任何符合条件的参与者（包括新进入者）都可以在交易所使用法定货币购买加密货币，甚至可以确定他们想要以什么价格入场。

什么是保证金交易？

保证金交易允许用户以持有的资产为抵押借入资金，以建立杠杆多头或空头头寸。这可能会放大用户的盈利和亏损风险。借入资金还意味着用户必须支付利息才能进行杠杆交易。

要进行保证金交易，投资者必须提供一些抵押品，即保证金。例如，如果交易者想以 10:1 的杠杆率交易 10,000 美元，则交易者需要提供 1,000 美元作为抵押品。

此外，币安为用户提供多种保证金交易模式，可根据其预期交易策略进行选择，包括

在此

。

现货交易的利与弊

1.

The rules around risks and rewards are much easier to grasp: how much you buy of a cryptocurrency is exactly how much you can lose. So if you buy $1000 of BTC, you then run the possibility of losing $1000, but you also have the chance to make potential gains as BTC appreciates.

2. Less risk than alternative trading methods, but also lower potential upside

A downside to spot trading is the potential gains that you may realize are never as much as alternative trading methods offer. Since margin and futures trading offer leverage, the upside is potentially much higher. That being said, all trading carries risk, and spot trading is no exception. Crypto markets are also generally more volatile than those for traditional assets.

Pros and Cons of Margin Trading

1. Leveraged trading with margin amplifies both risk and reward

Users potentially increase their profits, but also increase the risk of losing their initial investment due to liquidations much faster when compared to spot trading.

2. Interest is charged on borrowed funds on margin

Margin also carries an additional cost of borrowing funds, in the form of hourly interest rates charged on the loan principal. Interest accrued every hour is added into the total debt of a margin account, which effectively reduces that account’s margin level and in turn, increases the risk level of that account.

3. Margin trading can be an effective hedging tool

Diversifying a portfolio with a hedged position against the market can protect against major market downturns.

All in all, the benefits of margin trading are best achieved in the hands of a prudent investor who actively uses the available risk management tools such as stop-limit orders to benefit from leveraged exposures while protecting one’s portfolio against losses.

Wrap-Up

Deciding why you are trading in crypto markets will help you determine your approach. Binance offers the tools and information to learn about cryptocurrencies and trade however one wishes. But in any case, invest with purpose, manage risks, and choose wisely!

Read the following helpful articles for more information about Binance Margin:

• Binance Margin Trading Express Guide (Website)

• How to Get Started with Margin Trading on Binance App

• Binance Margin Level and Risk Control

• How Are Liquidations Triggered on Binance Margin?

• New Dynamic Interest Rate System for Binance Margin Trading

免责声明和风险警告：

热点：加密货币 现货交易 交易 加密